IWR™ Contributor Submission, Privacy Policy & Data Use Agreement
Last Updated: March 2026 | Income and Wealth Readiness™ Platform
1. WHO WE ARE
Income and Wealth Readiness™ (IWR™) is an educational simulation platform designed to help college athletes make better financial and compliance decisions in NIL environments. We collect contributor stories and experiences to improve the realism and accuracy of our simulation content. This policy explains how we collect, use, store, and protect your information.
2. WHAT INFORMATION WE COLLECT
When you submit a contributor story, we may collect: your full name, email address, phone number, professional role, affiliated team or organization, year(s) of relevant experience, date of submission, a written description of your experience or scenario, and any attachments you voluntarily provide. You control whether your name is associated with your submission publicly or whether your contribution is used anonymously.
3. HOW WE USE YOUR INFORMATION
Information you submit is used exclusively to:
• Develop, refine, and validate simulation scenarios within the IWR™ platform
• Ensure educational content reflects real-world NIL, financial, and compliance situations
• Credit contributors publicly (only if you select public attribution)
• Contact you for follow-up questions if you consent to be contacted
We do not sell, rent, license, or share your personal information with third parties for marketing or commercial purposes. Your submission will never be used to identify, profile, or evaluate any athlete for eligibility or compliance purposes.
4. PERSONALLY IDENTIFIABLE INFORMATION (PII)
Your personally identifiable information, including name, email, phone number, and employer, is stored securely and separately from scenario content. PII is never embedded in public-facing simulation content without your explicit written consent. When a scenario is published in the platform, it is either:
• Anonymous, no identifying information appears in the scenario
• Attributed, only your name and role appear, as you selected
You may request removal of your submission at any time by contacting us at the email provided in Section 9.
5. DATA STORAGE AND SECURITY
All submission data is transmitted over encrypted connections (HTTPS). Submissions are stored in secured systems with access limited to authorized IWR™ team members involved in content development. We do not store payment information. Phone numbers and email addresses are stored only for contact purposes and are not visible in any public-facing content.
6. YOUR RIGHTS
You have the right to: access the personal information we hold about you; request correction of inaccurate information; request deletion of your submission and associated PII; withdraw consent at any time without affecting the lawfulness of processing prior to withdrawal; and receive a copy of your submission data. To exercise any of these rights, contact us at the address in Section 9.
7. CHILDREN AND STUDENT-ATHLETES
This contributor portal is intended for professionals, coaches, agents, advisors, and former or current athletes aged 18 and over. We do not knowingly collect personal information from individuals under 18. If you are a current student-athlete, your submission may reference your experience but should not include identifying information about other minors or information that could affect your eligibility status.
8. INTELLECTUAL PROPERTY AND LICENSE GRANT
By submitting content to IWR™, you grant Income and Wealth Readiness™ a perpetual, non-exclusive, royalty-free, worldwide license to use, adapt, modify, translate, and incorporate your submission into educational simulation content. You retain ownership of your original story. This license allows us to transform your experience into fictional scenario format for educational use. We will not reproduce your exact words verbatim without attribution.
9. CONTACT US
For privacy questions, data access requests, or to withdraw your submission, contact the IWR™ privacy team. All requests will be acknowledged within 5 business days and resolved within 30 days.
10. CHANGES TO THIS POLICY
We may update this policy periodically. Material changes will be communicated to contributors via email if you provided contact information. Continued use of the contributor portal after changes constitutes acceptance of the updated policy.
🔒 Summary of Your Protections
• Your PII is never published without your explicit opt-in
• You can request full deletion at any time
• Your story helps athletes, it does not create liability for you
• Anonymous submission is always available
• No eligibility consequences for current athletes
- End of Privacy Policy -